Most people who can afford a rent payment can buy a home! New guidelines make it possible with as little as 3.5% down payment, even with a low credit score. See how much home you qualify for, and move into a place of your own.

There are many advantages to buying a home instead of renting. In many cases, the amount of money a person spends on rent can be the same as or even higher than the monthly payment they would have as homeowner with a mortgage. With the tax benefit available to homeowners, the savings can be significant.

Buying Pros

• Property can build equity over time, you own something of value.

• Sense of community, stability, and security.

• Free to change yuor decor and landscaping.

• Not dependent on anyone else to maintain the property.

• Part of the mortgage interest and real estate taxes are tax-deductible.